EMI-Free Date Planner · MapMyRupee
Founder & PMSalaried Indians with two to four loans prepay on instinct, because bank calculators handle one loan at a time. I built a planner that compares loans side by side, shows which to close first, and gives the exact month you become EMI-free. Launching on SuperProfile, October 2026.
Read the case study
The problem. A household with a home loan, a car loan and a personal loan gets a bonus. Which loan should it go to? Bank calculators answer for one loan at a time and ignore prepayment charges, so people guess.
Key decisions.
- Scoped v1 to 3–4 loans and three prepayment styles: extra each month, extra EMIs per quarter or year, or a fixed yearly lump sum.
- Modelled Indian fine print: prepayment charges as a percentage or a fixed fee, with GST.
- Shipped two formats, a web planner and a Google Sheets / Excel version, because users split between "just show me" and "show me the formula."
- Launched one product first and held the follow-on (where spare money should go if not prepayment) for a second release.
What users told me. Early testers found it useful but hesitated to pay, since free calculators and AI tools exist. Rather than cut the price, I'm adding features that justify ₹199.
Brand. Dropped a crowded first name after checking every channel, and chose MapMyRupee so the handle is identical on Instagram, LinkedIn and Facebook.